We are not here to tweak the mortgage process.
We are here to rebuild it.
The Mortgage App
mrtg is the new standard in home financing — fully digital, fee-free, and powered by AI. Say goodbye to brokers, paperwork, and waiting weeks for approval.
With mrtg, everything you need is in your pocket — from instant eligibility checks to expert advice and real-time lender offers. Fast. Transparent. Unstoppable.
Coming Soon
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The Numbers Don't Lie: A Smarter, Stronger Mortgage Market
From record levels of homeownership to rising demand for digital mortgage tools, the UK market is evolving fast. With over £1.6 trillion in outstanding mortgage debt and more than 1.4 million applications approved annually, the shift toward faster, fee-free solutions like MRTG is not just welcome—it’s inevitable. We’re here to lead that change
Up to £2,000
Average broker fees of £500–£2,000 still charged by traditional mortgage advisers in the UK — MRTG charges £0.
1.4 Million +
Over 1.4 million mortgage approvals are completed annually in the UK.
9 out of 10
Nine out of ten first-time buyers in the UK successfully secure a mortgage approval
How it works
Quick Sign-Up & Smart Profiling
Create your account in minutes. Enter basic details about your income, employment, and property goals. MRTG’s intuitive platform gets to know your needs fast — no complicated forms, no broker jargon.
Instant Mortgage Insights
Connect your bank securely via Open Banking. Our AI affordability engine analyses your financial data in real time to show you what you can borrow — and which lenders will say yes
Compare Offers & Get Expert Advice
View personalised mortgage offers from over 90 lenders — all clearly explained, with no hidden fees. Need help? Speak to a qualified advisor via live chat or video call, right inside the app.
Apply & Complete — 100% Digitally
Upload documents, verify ID, and sign everything in-app. MRTG manages the process from start to finish, getting you from quote to completion faster — and without paying a penny in broker fees